MarketRates
Comparison over time with Hobba
Borrow APY
MarketRates
Comparison over time with Hobba
Borrow APY
How it works
Deposit into Hobba
Connect your wallet and deposit SOL or cbBTC. Your collateral stays in your control at all times.
Why Hobba
Borrow Better
Best rate possible
Hobba routes your borrow across top Solana lenders so you always pay the lowest available rate — no manual rebalancing, no chasing yields.
Your collateral keeps working
Idle collateral earns yield in the background. Wealth strategies are layered on top automatically while your loan stays conservative.
Sonnar keeps you safe
Each position is monitored independently — no shared vaults, no socialised losses. If markets move, Sonnar de-leverages before you ever need to.
Risk engine
Sonnar, your private banker
Sonnar is Hobba's purpose built risk engine for onchain loans.
Continuous monitoring
LTV, collateral price, pool liquidity, borrow rates. Tracked block by block.
Auto de-leveraging
Markets drop? Sonnar pulls back exposure automatically before liquidation risk builds.
Auto optimising
Markets rise? Sonnar captures better terms and deploys capital more efficiently.
FAQ
Hobba is a Solana lending protocol that makes borrowing safer and smarter. It optimizes your loan strategy across top DeFi platforms — automatically generating yield from idle collateral while keeping your position protected. The users debt is serviced from top Solana DeFi lenders. We guarantee at all times best rates across all Solana lending platforms.
For peace of mind, we recommend a conservative loan-to-value (LTV) ratio of less than 40% if you're not actively monitoring your position. Higher LTV ratios offer more leverage but require closer attention due to Solana's volatility.
Hobba connects to trusted Solana DeFi protocols including Kamino, Jupiter, MarginFi, Perena and others. Every integration is tested and audited to ensure security and performance.
Hobba can borrow up to a target 60% LTV. For example — if you borrow 20%, Hobba borrows an additional 40% to generate yield safely while maintaining conservative collateral levels.
Manual DeFi means constant rebalancing, monitoring, and chasing yields across platforms. Hobba automates it all — finding the best rates, managing collateral, and keeping your capital efficient and safe 24/7/365.
Yes — funds are always accessible. There are no lock-up periods and withdrawals are instant.
Hobba is harvesting earnings on daily basis, given your position earned at least 1$. This earning will be used to reduce your debt. In case you have no debt, USDC will be sent directly to your wallet
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